/* =========================================================
   Oakpay — Modern Fintech Website
   Brand palette (unchanged): Navy #07357f · Orange #ff6b00
   ========================================================= */
:root{
  --navy:#07357f;
  --navy-700:#05265b;
  --navy-900:#031634;
  --navy-950:#020c1f;
  --orange:#ff6b00;
  --orange-600:#e85f00;
  --orange-300:#ff9b55;
  --orange-50:#fff4ec;
  --ink:#0f1b33;
  --body:#3d4a63;
  --muted:#6b7890;
  --pale:#f5f8fd;
  --pale-2:#eef3fb;
  --line:#e3e9f3;
  --white:#fff;
  --success:#0f9d6b;
  --radius:18px;
  --radius-lg:28px;
  --shadow-sm:0 2px 8px rgba(7,53,127,.06);
  --shadow:0 20px 60px -20px rgba(7,53,127,.22);
  --shadow-lg:0 40px 100px -30px rgba(3,22,52,.45);
  --font-head:"Plus Jakarta Sans",Inter,ui-sans-serif,system-ui,sans-serif;
  --font-body:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-body);color:var(--body);background:#fff;line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{max-width:100%}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--ink);margin:0 0 .5em;line-height:1.12;letter-spacing:-.02em}
p{margin:0 0 1em}
.container{width:min(1200px,calc(100% - 40px));margin-inline:auto}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:8px;background:var(--orange);color:#fff;padding:8px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--orange-300);outline-offset:3px;border-radius:6px}

/* ---------- Icons ---------- */
.ico{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}
.ico-sm{width:16px;height:16px}

/* ---------- Top bar ---------- */
.topbar{background:var(--navy-950);color:#b9c8e6;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:40px;flex-wrap:wrap}
.topbar .tb-left{display:flex;align-items:center;gap:10px}
.topbar .dot{width:7px;height:7px;border-radius:50%;background:var(--orange);box-shadow:0 0 0 4px rgba(255,107,0,.2)}
.topbar a{color:#fff;font-weight:600}
.topbar a:hover{color:var(--orange-300)}

/* ---------- Header ---------- */
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:saturate(180%) blur(16px);-webkit-backdrop-filter:saturate(180%) blur(16px);border-bottom:1px solid transparent;transition:border-color .25s,box-shadow .25s}
.header.scrolled{border-color:var(--line);box-shadow:0 8px 30px -18px rgba(7,53,127,.35)}
.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center}
.brand img{display:block;width:184px;height:auto;border-radius:8px;mix-blend-mode:multiply}
.navlinks{display:flex;align-items:center;gap:4px;font-size:15px;font-weight:600;color:#33415c}
.navlinks a{padding:9px 14px;border-radius:10px;transition:background .2s,color .2s}
.navlinks a:hover{background:var(--pale);color:var(--navy)}
.navlinks a.active{color:var(--orange);background:var(--orange-50)}
.nav-actions{display:flex;align-items:center;gap:8px}
.menu-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:12px;width:46px;height:46px;align-items:center;justify-content:center;color:var(--navy);cursor:pointer}
.navlinks .nav-mobile-cta{display:none}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:12px;padding:14px 22px;font-weight:700;font-size:15px;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s,border-color .2s,color .2s;white-space:nowrap;font-family:var(--font-body)}
.btn .ico{width:18px;height:18px;transition:transform .2s}
.btn:hover .ico{transform:translateX(3px)}
.btn-primary{background:linear-gradient(180deg,#ff7a1a,var(--orange));color:#fff;box-shadow:0 10px 24px -8px rgba(255,107,0,.6),inset 0 1px 0 rgba(255,255,255,.25)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 32px -10px rgba(255,107,0,.7),inset 0 1px 0 rgba(255,255,255,.25)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-700);transform:translateY(-2px)}
.btn-ghost{background:#fff;color:var(--navy);border:1px solid var(--line)}
.btn-ghost:hover{border-color:var(--navy);transform:translateY(-2px)}
.btn-glass{background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.18)}
.btn-glass:hover{background:rgba(255,255,255,.14);transform:translateY(-2px)}
.btn-sm{padding:11px 16px;font-size:14px;border-radius:10px}
.text-link{display:inline-flex;align-items:center;gap:6px;color:var(--orange);font-weight:700;font-size:15px}
.text-link .ico{width:16px;height:16px;transition:transform .2s}
.text-link:hover .ico{transform:translateX(3px)}

/* ---------- Common type ---------- */
.kicker{display:inline-flex;align-items:center;gap:8px;color:var(--orange);font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}
.kicker:before{content:"";width:22px;height:2px;background:currentColor;border-radius:2px}
.pill{display:inline-flex;align-items:center;gap:8px;padding:7px 14px 7px 8px;border-radius:99px;font-size:13px;font-weight:600}
.pill b{background:var(--orange);color:#fff;border-radius:99px;padding:3px 9px;font-size:11px;letter-spacing:.06em;text-transform:uppercase}
.lead{font-size:18px;color:var(--body)}
.muted{color:var(--muted)}
.grad-text{background:linear-gradient(90deg,var(--orange),#ffb27a);-webkit-background-clip:text;background-clip:text;color:transparent}

/* ---------- Sections ---------- */
.section{padding:110px 0}
.section-sm{padding:72px 0}
.section-soft{background:var(--pale)}
.section-dark{background:var(--navy-900);color:#b9c8e6;position:relative;overflow:hidden}
.section-dark h2,.section-dark h3,.section-dark h4{color:#fff}
.section-head{max-width:720px;margin-bottom:56px}
.section-head.center{text-align:center;margin-inline:auto}
.section-head.center .kicker:after{content:"";width:22px;height:2px;background:currentColor;border-radius:2px}
.section-head h2{font-size:clamp(32px,4vw,50px)}
.section-head p{font-size:18px;color:var(--muted)}
.section-dark .section-head p{color:#9fb1d4}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background:var(--navy-900);color:#c7d4ee;padding:96px 0 120px;isolation:isolate}
.hero:before{content:"";position:absolute;inset:0;background:
  radial-gradient(600px 400px at 85% 10%,rgba(255,107,0,.28),transparent 60%),
  radial-gradient(700px 500px at 10% 90%,rgba(7,53,127,.9),transparent 60%),
  radial-gradient(500px 400px at 55% 50%,rgba(31,90,190,.35),transparent 70%);z-index:-2}
.hero:after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse at 50% 30%,#000 30%,transparent 75%);-webkit-mask-image:radial-gradient(ellipse at 50% 30%,#000 30%,transparent 75%);z-index:-1}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.hero .pill{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);color:#dfe8fa}
.hero h1{color:#fff;font-size:clamp(42px,5.6vw,72px);line-height:1.03;letter-spacing:-.035em;margin:26px 0 24px;font-weight:800}
.hero-copy{font-size:19px;max-width:560px;color:#b7c6e4}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap;margin:34px 0 40px}
.hero-meta{display:flex;gap:28px;flex-wrap:wrap;font-size:14px;color:#9fb1d4}
.hero-meta span{display:flex;align-items:center;gap:8px}
.hero-meta .ico{color:var(--orange-300);width:18px;height:18px}

/* Dashboard mockup */
.mock{position:relative}
.mock-card{background:linear-gradient(160deg,rgba(255,255,255,.12),rgba(255,255,255,.04));border:1px solid rgba(255,255,255,.14);border-radius:26px;padding:22px;backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);box-shadow:var(--shadow-lg)}
.mock-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}
.mock-title{color:#fff;font-weight:700;font-family:var(--font-head);font-size:15px;display:flex;align-items:center;gap:10px}
.mock-title i{width:30px;height:30px;border-radius:9px;background:linear-gradient(135deg,var(--orange),#ffa060);display:grid;place-items:center;font-style:normal;color:#fff;font-size:14px;font-weight:800}
.mock-tag{font-size:11px;color:#9fb1d4;border:1px solid rgba(255,255,255,.15);padding:4px 10px;border-radius:99px}
.mock-balance{background:linear-gradient(135deg,var(--navy) 0%,#0a4bb0 100%);border-radius:18px;padding:22px;color:#fff;position:relative;overflow:hidden}
.mock-balance:after{content:"";position:absolute;right:-40px;top:-40px;width:180px;height:180px;border-radius:50%;background:radial-gradient(circle,rgba(255,107,0,.55),transparent 65%)}
.mock-balance small{color:#b9cdf3;font-size:12px;letter-spacing:.04em}
.mock-balance strong{display:block;font-family:var(--font-head);font-size:30px;letter-spacing:-.02em;margin:4px 0 14px}
.mock-balance .row{display:flex;gap:8px;position:relative;z-index:1}
.mock-balance .row span{background:rgba(255,255,255,.14);border-radius:10px;padding:7px 11px;font-size:12px;font-weight:600}
.mock-chart{margin:16px 0;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:16px}
.mock-chart-head{display:flex;justify-content:space-between;font-size:12px;color:#9fb1d4;margin-bottom:10px}
.mock-chart-head b{color:#5fe0ad;font-weight:700}
.bars{display:flex;align-items:flex-end;gap:7px;height:86px}
.bars span{flex:1;border-radius:6px 6px 3px 3px;background:linear-gradient(180deg,rgba(255,255,255,.35),rgba(255,255,255,.08));transform-origin:bottom;animation:grow 1.2s cubic-bezier(.2,.8,.2,1) both}
.bars span.hl{background:linear-gradient(180deg,#ff9b55,var(--orange))}
@keyframes grow{from{transform:scaleY(.1);opacity:0}}
.mock-list{display:grid;gap:8px}
.mock-item{display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.05);border-radius:12px;padding:10px 12px}
.mock-item i{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:rgba(255,255,255,.08);color:#fff}
.mock-item i .ico{width:17px;height:17px}
.mock-item div{flex:1;min-width:0}
.mock-item strong{display:block;color:#fff;font-size:13px;font-weight:600}
.mock-item small{color:#8ea2c8;font-size:11.5px}
.mock-item em{font-style:normal;font-weight:700;font-size:13px;color:#fff}
.mock-item em.in{color:#5fe0ad}
.float{position:absolute;background:#fff;color:var(--ink);border-radius:16px;padding:12px 16px;box-shadow:0 20px 50px -15px rgba(0,0,0,.45);display:flex;align-items:center;gap:12px;font-size:13px;animation:bob 6s ease-in-out infinite}
.float i{width:36px;height:36px;border-radius:11px;display:grid;place-items:center;color:#fff}
.float strong{display:block;font-size:14px;font-family:var(--font-head)}
.float small{color:var(--muted);font-size:11.5px}
.float-1{left:-46px;top:38%}
.float-1 i{background:var(--success)}
.float-2{right:-26px;bottom:-26px;animation-delay:-3s}
.float-2 i{background:var(--orange)}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.mock-note{position:absolute;bottom:-46px;left:0;font-size:11px;color:#6f84ad}

/* ---------- Marquee ---------- */
.marquee{background:#fff;border-bottom:1px solid var(--line);padding:22px 0;overflow:hidden}
.marquee-track{display:flex;gap:56px;width:max-content;animation:scroll 40s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee-item{display:flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:700;color:#8391a9;font-size:17px;white-space:nowrap}
.marquee-item .ico{color:var(--orange)}
@keyframes scroll{to{transform:translateX(-50%)}}

/* ---------- Page hero ---------- */
.page-hero{position:relative;overflow:hidden;background:var(--navy-900);color:#b7c6e4;padding:90px 0 96px;isolation:isolate}
.page-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(500px 340px at 90% 0%,rgba(255,107,0,.25),transparent 60%),radial-gradient(600px 400px at 0% 100%,rgba(7,53,127,.95),transparent 60%);z-index:-2}
.page-hero:after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:48px 48px;mask-image:linear-gradient(180deg,#000,transparent 90%);-webkit-mask-image:linear-gradient(180deg,#000,transparent 90%);z-index:-1}
.page-hero h1{color:#fff;font-size:clamp(38px,5vw,62px);letter-spacing:-.03em;font-weight:800;max-width:860px;margin:10px 0 20px}
.page-hero p{font-size:19px;max-width:700px}
.page-hero .actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.breadcrumb{font-size:13px;color:#8ea2c8;margin-bottom:22px;display:flex;gap:8px;align-items:center}
.breadcrumb a:hover{color:#fff}
.page-hero .kicker{color:var(--orange-300)}

/* ---------- Grids & cards ---------- */
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:transform .3s,box-shadow .3s,border-color .3s;position:relative}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#d3ddef}
.card h3{font-size:21px;margin-bottom:10px}
.card p{color:var(--muted);font-size:15.5px}
.card .text-link{margin-top:6px}
.icon-box{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:var(--pale-2);color:var(--navy);margin-bottom:22px;transition:background .3s,color .3s}
.icon-box .ico{width:24px;height:24px}
.card:hover .icon-box{background:var(--orange);color:#fff}
.icon-box.orange{background:var(--orange-50);color:var(--orange)}
.card-dark{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius);padding:30px}
.card-dark p{color:#9fb1d4;font-size:15.5px}
.card-dark .icon-box{background:rgba(255,107,0,.14);color:var(--orange-300)}
.tag{display:inline-block;font-size:12px;font-weight:700;color:var(--navy);background:var(--pale-2);border-radius:99px;padding:4px 10px;margin:0 6px 6px 0}

/* Bento */
.bento{display:grid;grid-template-columns:repeat(6,1fr);gap:20px}
.bento .card{display:flex;flex-direction:column}
.b-span-3{grid-column:span 3}.b-span-2{grid-column:span 2}.b-span-4{grid-column:span 4}
.bento .feature-xl{background:linear-gradient(150deg,var(--navy) 0%,var(--navy-900) 100%);border:0;color:#b9cdf3;overflow:hidden}
.bento .feature-xl h3{color:#fff;font-size:26px}
.bento .feature-xl p{color:#a9bde3}
.bento .feature-xl .icon-box{background:rgba(255,255,255,.1);color:#fff}
.bento .feature-xl:after{content:"";position:absolute;right:-80px;bottom:-80px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(255,107,0,.45),transparent 65%)}
.bento .feature-xl .text-link{color:var(--orange-300)}
.mini-list{list-style:none;padding:0;margin:8px 0 18px;display:grid;gap:8px;font-size:14.5px}
.mini-list li{display:flex;gap:10px;align-items:flex-start}
.mini-list .ico{color:var(--orange);width:18px;height:18px;margin-top:2px}
.card-foot{margin-top:auto}

/* Split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.split h2{font-size:clamp(30px,3.6vw,46px)}
.check-list{list-style:none;padding:0;margin:28px 0 34px;display:grid;gap:20px}
.check-list li{display:flex;gap:16px;align-items:flex-start}
.check-list .ck{width:32px;height:32px;border-radius:10px;background:var(--orange-50);color:var(--orange);display:grid;place-items:center;flex:none;font-weight:800;font-size:14px}
.check-list .ck .ico{width:17px;height:17px}
.check-list strong{color:var(--ink);font-family:var(--font-head);font-size:17px;display:block;margin-bottom:2px}
.check-list span.d{color:var(--muted);font-size:15px}
.section-dark .check-list strong{color:#fff}
.section-dark .check-list span.d{color:#9fb1d4}
.section-dark .check-list .ck{background:rgba(255,107,0,.15)}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s;position:relative}
.steps.three{grid-template-columns:repeat(3,1fr)}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;position:relative;counter-increment:s}
.step:before{content:counter(s,decimal-leading-zero);font-family:var(--font-head);font-weight:800;font-size:15px;color:var(--orange);background:var(--orange-50);border-radius:10px;padding:6px 10px;display:inline-block;margin-bottom:20px}
.step h3{font-size:19px}
.step p{color:var(--muted);font-size:15px;margin:0}
.section-dark .step{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.1)}
.section-dark .step p{color:#9fb1d4}
.section-dark .step:before{background:rgba(255,107,0,.15);color:var(--orange-300)}

/* Value strip */
.values{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid rgba(255,255,255,.12);border-radius:22px;overflow:hidden;margin-top:56px}
.values div{padding:30px 26px;border-right:1px solid rgba(255,255,255,.12)}
.values div:last-child{border-right:0}
.values strong{display:block;color:#fff;font-family:var(--font-head);font-size:28px;letter-spacing:-.02em;margin-bottom:6px}
.values span{font-size:14.5px;color:#9fb1d4}

/* Platform tabs */
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:36px}
.tab-btn{border:1px solid var(--line);background:#fff;border-radius:99px;padding:10px 18px;font-weight:600;font-size:14.5px;color:var(--body);cursor:pointer;transition:all .2s}
.tab-btn:hover{border-color:var(--navy);color:var(--navy)}
.tab-btn[aria-selected="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.tab-panel{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:44px;box-shadow:var(--shadow-sm)}
.tab-panel[hidden]{display:none}
.tab-panel h3{font-size:30px}
.panel-visual{background:linear-gradient(150deg,var(--pale) 0%,var(--pale-2) 100%);border-radius:22px;padding:26px;min-height:300px;display:flex;flex-direction:column;gap:12px;justify-content:center}
.pv-row{background:#fff;border-radius:14px;padding:14px 16px;display:flex;align-items:center;gap:14px;box-shadow:var(--shadow-sm);font-size:14px}
.pv-row i{width:38px;height:38px;border-radius:11px;display:grid;place-items:center;background:var(--orange-50);color:var(--orange);flex:none}
.pv-row i.n{background:var(--pale-2);color:var(--navy)}
.pv-row div{flex:1}
.pv-row strong{display:block;color:var(--ink);font-size:14.5px}
.pv-row small{color:var(--muted)}
.pv-row em{font-style:normal;font-weight:700;color:var(--success);font-size:12px;background:#e7f7f0;padding:4px 9px;border-radius:99px}
.pv-row em.w{color:#b35a00;background:var(--orange-50)}

/* Service detail */
.svc-nav{position:sticky;top:78px;z-index:30;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.svc-nav .container{display:flex;gap:6px;overflow-x:auto;padding:12px 0;scrollbar-width:none}
.svc-nav .container::-webkit-scrollbar{display:none}
.svc-nav a{white-space:nowrap;font-size:14px;font-weight:600;padding:8px 14px;border-radius:99px;color:var(--body);border:1px solid var(--line)}
.svc-nav a:hover,.svc-nav a.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.svc{padding:90px 0;border-bottom:1px solid var(--line);scroll-margin-top:140px}
.svc:nth-of-type(even){background:var(--pale)}
.svc-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:start}
.svc h2{font-size:clamp(28px,3.2vw,40px)}
.svc-num{font-family:var(--font-head);font-size:14px;font-weight:800;color:var(--orange);letter-spacing:.1em;margin-bottom:12px;display:flex;align-items:center;gap:12px}
.svc-num .icon-box{margin:0;width:46px;height:46px;background:var(--navy);color:#fff}
.feat-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:26px 0}
.feat{display:flex;gap:12px;align-items:flex-start;font-size:15px}
.feat .ico{color:var(--orange);margin-top:3px;width:19px;height:19px}
.feat strong{display:block;color:var(--ink);font-size:15.5px}
.feat span{color:var(--muted);font-size:14.5px}
.side-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:var(--shadow-sm)}
.side-card h4{font-size:15px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin:0 0 14px}
.side-card + .side-card{margin-top:18px}
.flow{list-style:none;padding:0;margin:0;display:grid;gap:0}
.flow li{display:flex;gap:14px;padding-bottom:18px;position:relative;font-size:15px;color:var(--ink)}
.flow li:not(:last-child):after{content:"";position:absolute;left:13px;top:30px;bottom:2px;width:2px;background:var(--line)}
.flow li b{width:28px;height:28px;border-radius:50%;background:var(--orange-50);color:var(--orange);display:grid;place-items:center;font-size:13px;flex:none}
.flow li:last-child{padding-bottom:0}

/* Notice */
.notice{display:flex;gap:14px;background:var(--orange-50);border:1px solid #ffd9bd;border-radius:16px;padding:18px 20px;color:#7a3a05;font-size:14.5px;line-height:1.6}
.notice .ico{color:var(--orange);margin-top:2px}
.notice.navy{background:var(--pale-2);border-color:#d6e1f3;color:#26406e}
.notice.navy .ico{color:var(--navy)}

/* Audience cards */
.aud{border-radius:22px;padding:32px;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;transition:transform .3s,box-shadow .3s}
.aud:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.aud h3{font-size:22px}
.aud p{color:var(--muted);font-size:15.5px}
.aud .card-foot{padding-top:16px;border-top:1px dashed var(--line)}

/* Security */
.shield-visual{position:relative;aspect-ratio:1;width:100%;max-width:440px;margin:auto;display:grid;place-items:center}
.shield-visual .ring{position:absolute;inset:0;border:1px solid rgba(255,255,255,.12);border-radius:50%}
.shield-visual .ring:nth-child(2){inset:12%;border-color:rgba(255,255,255,.16)}
.shield-visual .ring:nth-child(3){inset:24%;border-color:rgba(255,107,0,.35);border-style:dashed;animation:spin 40s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.shield-core{width:42%;aspect-ratio:1;border-radius:32%;background:linear-gradient(145deg,var(--orange),#ff9b55);display:grid;place-items:center;color:#fff;box-shadow:0 30px 80px -20px rgba(255,107,0,.7)}
.shield-core .ico{width:44%;height:44%;stroke-width:1.6}
.orbit{position:absolute;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);color:#fff;border-radius:12px;padding:9px 13px;font-size:13px;font-weight:600;display:flex;gap:8px;align-items:center}
.orbit .ico{width:16px;height:16px;color:var(--orange-300)}
.o1{top:6%;left:8%}.o2{top:18%;right:0}.o3{bottom:16%;left:0}.o4{bottom:4%;right:12%}

/* Code */
.code{background:#0a1530;border:1px solid rgba(255,255,255,.08);border-radius:20px;overflow:hidden;box-shadow:var(--shadow-lg);font-family:"JetBrains Mono",ui-monospace,SFMono-Regular,Menlo,monospace;font-size:13.5px}
.code-head{display:flex;align-items:center;gap:8px;padding:14px 18px;border-bottom:1px solid rgba(255,255,255,.08);color:#7d8fb5;font-size:12.5px}
.code-head i{width:11px;height:11px;border-radius:50%;background:#2a3a5f}
.code-head i:nth-child(1){background:#ff5f57}.code-head i:nth-child(2){background:#febc2e}.code-head i:nth-child(3){background:#28c840}
.code-head span{margin-left:10px}
.code pre{margin:0;padding:22px;overflow-x:auto;color:#c9d6f2;line-height:1.75}
.c-k{color:#ff9b55}.c-s{color:#7ee2b8}.c-n{color:#8fb8ff}.c-c{color:#5d6f95}.c-p{color:#e6ecfa}

/* FAQ */
.faq{display:grid;gap:12px;max-width:860px}
.faq.center{margin-inline:auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 24px;transition:box-shadow .25s,border-color .25s}
.faq details[open]{box-shadow:var(--shadow-sm);border-color:#d3ddef}
.faq summary{list-style:none;cursor:pointer;padding:22px 0;font-family:var(--font-head);font-weight:700;color:var(--ink);font-size:17px;display:flex;justify-content:space-between;gap:20px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";flex:none;width:30px;height:30px;border-radius:50%;background:var(--pale-2);color:var(--navy);display:grid;place-items:center;font-size:20px;font-weight:500;transition:transform .25s,background .25s,color .25s}
.faq details[open] summary:after{transform:rotate(45deg);background:var(--orange);color:#fff}
.faq details p{color:var(--muted);padding-bottom:22px;margin:0;font-size:15.5px}
.faq-group{margin-bottom:56px}
.faq-group h3{font-size:22px;margin-bottom:20px;display:flex;align-items:center;gap:12px}
.faq-layout{display:grid;grid-template-columns:260px 1fr;gap:56px;align-items:start}
.faq-side{position:sticky;top:110px;display:grid;gap:4px}
.faq-side a{padding:10px 14px;border-radius:10px;font-weight:600;font-size:15px;color:var(--body)}
.faq-side a:hover{background:var(--pale);color:var(--navy)}

/* CTA */
.cta{position:relative;overflow:hidden;border-radius:32px;padding:68px 64px;background:linear-gradient(120deg,var(--navy) 0%,var(--navy-900) 70%);color:#b9cdf3;display:grid;grid-template-columns:1.4fr auto;gap:40px;align-items:center;isolation:isolate}
.cta:before{content:"";position:absolute;right:-120px;top:-160px;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,rgba(255,107,0,.5),transparent 65%);z-index:-1}
.cta:after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:40px 40px;mask-image:linear-gradient(90deg,transparent,#000);-webkit-mask-image:linear-gradient(90deg,transparent,#000);z-index:-1}
.cta h2{color:#fff;font-size:clamp(28px,3.4vw,42px);margin-bottom:12px}
.cta p{font-size:17.5px;margin:0;max-width:600px}
.cta .actions{display:flex;gap:12px;flex-wrap:wrap}

/* Contact */
.contact-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:32px;align-items:start}
.contact-panel{background:var(--navy-900);color:#b9c8e6;border-radius:26px;padding:38px;position:relative;overflow:hidden;isolation:isolate}
.contact-panel:before{content:"";position:absolute;right:-90px;top:-90px;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,rgba(255,107,0,.4),transparent 65%);z-index:-1}
.contact-panel h2{color:#fff;font-size:28px}
.c-line{display:flex;gap:14px;padding:18px 0;border-top:1px solid rgba(255,255,255,.1)}
.c-line i{width:42px;height:42px;border-radius:12px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:var(--orange-300);flex:none}
.c-line small{display:block;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:#7f93bb}
.c-line strong{color:#fff;font-weight:600}
.c-line strong a:hover{color:var(--orange-300)}
.contact-panel .notice{margin-top:18px;background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.12);color:#c7d4ee}
.form-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:40px;box-shadow:var(--shadow)}
.form-card h2{font-size:28px;margin-bottom:6px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-weight:600;font-size:14px;color:var(--ink)}
.field input,.field select,.field textarea{border:1px solid #d6dfec;border-radius:12px;padding:13px 15px;background:#fbfcfe;color:var(--ink);transition:border-color .2s,box-shadow .2s,background .2s;width:100%}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--navy);background:#fff;box-shadow:0 0 0 4px rgba(7,53,127,.1)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips label{cursor:pointer;position:relative}
.chips input{position:absolute;opacity:0;pointer-events:none}
.chips span{display:inline-block;border:1px solid #d6dfec;border-radius:99px;padding:8px 14px;font-size:14px;font-weight:600;color:var(--body);transition:all .2s;background:#fbfcfe}
.chips input:checked + span{background:var(--navy);border-color:var(--navy);color:#fff}
.chips input:focus-visible + span{outline:3px solid var(--orange-300);outline-offset:2px}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:14px;color:var(--muted);font-weight:400!important}
.consent input{width:18px;height:18px;margin-top:3px;accent-color:var(--orange);flex:none}
.form-status{margin-top:14px;font-size:14.5px;border-radius:12px}
.form-status.success{background:#e7f7f0;color:#0b6a48;padding:14px 16px}
.form-status.error{background:#fdecec;color:#a12020;padding:14px 16px}
.form-card .notice{margin-top:24px}

/* Legal */
.legal-layout{display:grid;grid-template-columns:240px 1fr;gap:56px;align-items:start}
.legal-toc{position:sticky;top:110px;display:grid;gap:2px;font-size:14px}
.legal-toc strong{font-family:var(--font-head);color:var(--ink);margin-bottom:10px}
.legal-toc a{padding:7px 12px;border-radius:8px;color:var(--muted);border-left:2px solid var(--line)}
.legal-toc a:hover{color:var(--navy);border-color:var(--orange);background:var(--pale)}
.legal{max-width:800px}
.legal h2{font-size:25px;margin:44px 0 14px;scroll-margin-top:110px}
.legal h3{font-size:18px;margin:24px 0 8px}
.legal p,.legal li{color:var(--body);font-size:16px}
.legal ul{padding-left:20px;margin:0 0 1em}
.legal li{margin-bottom:6px}
.legal .meta{font-size:14px;color:var(--muted);margin-top:22px}

/* Timeline */
.timeline{display:grid;gap:0;position:relative;max-width:820px}
.tl{display:grid;grid-template-columns:120px 1fr;gap:28px;padding-bottom:36px;position:relative}
.tl:before{content:"";position:absolute;left:135px;top:8px;bottom:0;width:2px;background:var(--line)}
.tl:last-child:before{display:none}
.tl:after{content:"";position:absolute;left:129px;top:6px;width:14px;height:14px;border-radius:50%;background:#fff;border:3px solid var(--orange)}
.tl time{font-family:var(--font-head);font-weight:800;color:var(--navy);font-size:15px;text-align:right}
.tl div{padding-left:22px}
.tl h3{font-size:19px;margin-bottom:6px}
.tl p{color:var(--muted);margin:0;font-size:15.5px}

/* Docs checklist */
.doc-list{display:grid;grid-template-columns:1fr 1fr;gap:12px;list-style:none;padding:0;margin:0}
.doc-list li{display:flex;gap:12px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px;font-weight:600;color:var(--ink);font-size:15px}
.doc-list .ico{color:var(--orange)}

/* Footer */
.footer{background:var(--navy-950);color:#8ea2c8;padding:84px 0 30px;position:relative;overflow:hidden}
.footer:before{content:"";position:absolute;left:50%;top:-1px;transform:translateX(-50%);width:70%;height:1px;background:linear-gradient(90deg,transparent,rgba(255,107,0,.6),transparent)}
.footer-top{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:40px;padding-bottom:56px;border-bottom:1px solid rgba(255,255,255,.08)}
.footer-logo{display:inline-block;background:#fff;border-radius:14px;padding:8px 12px;margin-bottom:22px}
.footer-logo img{display:block;width:170px;height:auto;mix-blend-mode:multiply}
.footer p{font-size:15px;max-width:340px}
.footer h4{color:#fff;font-size:15px;margin-bottom:18px;letter-spacing:0}
.footer-links{display:grid;gap:11px;font-size:15px}
.footer-links a:hover{color:#fff}
.footer-badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.footer-badges span{display:inline-flex;gap:7px;align-items:center;font-size:12.5px;border:1px solid rgba(255,255,255,.12);border-radius:99px;padding:6px 12px;color:#b9c8e6}
.footer-badges .ico{width:15px;height:15px;color:var(--orange-300)}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;padding-top:26px;font-size:13.5px}
.footer-bottom nav{display:flex;flex-wrap:wrap;gap:8px 20px}
.footer-bottom a:hover{color:#fff}
.footer .footer-disclaimer{font-size:12.5px;color:#61759d;margin-top:20px;max-width:none;line-height:1.6}

/* Reveal */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}html{scroll-behavior:auto}}
.no-js .reveal{opacity:1;transform:none}

/* ---------- Responsive ---------- */
@media (max-width:1100px){
  .navlinks a{padding:9px 10px}
  .float-1{left:-10px}
}
@media (max-width:980px){
  .header{background:#fff;backdrop-filter:none;-webkit-backdrop-filter:none}
  .menu-toggle{display:inline-flex}
  .nav-actions .btn{display:none}
  .navlinks{position:fixed;top:118px;left:0;right:0;bottom:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px calc(24px + env(safe-area-inset-bottom));gap:0;font-size:17px;z-index:60;opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .25s,transform .25s,visibility .25s;overflow-y:auto;border-top:1px solid var(--line)}
  .navlinks.open{opacity:1;visibility:visible;transform:none}
  .navlinks a{padding:16px 14px;border-bottom:1px solid var(--line);border-radius:0}
  .navlinks .nav-mobile-cta{display:flex;margin-top:12px;border-bottom:0;border-radius:12px;padding:16px}
  .navlinks .nav-mobile-cta.btn-ghost{border:1px solid var(--line);margin-top:8px}
  body.nav-open{overflow:hidden}
  .hero-grid,.split,.svc-grid,.tab-panel,.contact-layout,.cta{grid-template-columns:1fr}
  .hero{padding:72px 0 110px}
  .mock{max-width:560px;margin:24px auto 0;width:100%}
  .grid-3,.grid-4,.steps{grid-template-columns:repeat(2,1fr)}
  .bento{grid-template-columns:repeat(2,1fr)}
  .b-span-3,.b-span-2,.b-span-4{grid-column:span 1}
  .bento .feature-xl{grid-column:1/-1}
  .values{grid-template-columns:repeat(2,1fr)}
  .values div:nth-child(2){border-right:0}
  .values div:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.12)}
  .footer-top{grid-template-columns:1fr 1fr}
  .footer-top>div:first-child{grid-column:1/-1}
  .faq-layout,.legal-layout{grid-template-columns:1fr}
  .faq-side,.legal-toc{position:static;display:flex;flex-wrap:wrap;gap:6px}
  .legal-toc strong{width:100%}
  .legal-toc a{border:1px solid var(--line);border-radius:99px}
  .split{gap:48px}
  .section{padding:84px 0}
  .cta{padding:48px 36px}
  .tab-panel{padding:28px}
}
@media (max-width:640px){
  .container{width:calc(100% - 32px)}
  .topbar .tb-right{display:none}
  .brand img{width:138px}
  .nav{min-height:68px}
  .navlinks{top:108px}
  .hero h1{font-size:40px}
  .hero-copy{font-size:17px}
  .hero .actions .btn{flex:1}
  .grid-2,.grid-3,.grid-4,.steps,.steps.three,.bento,.feat-grid,.form-grid,.doc-list{grid-template-columns:1fr}
  .values{grid-template-columns:1fr}
  .values div{border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}
  .values div:last-child{border-bottom:0}
  .float-1{display:none}
  .topbar{font-size:12px}
  .topbar .container{min-height:34px;padding:6px 0}
  .float-2{right:-6px}
  .float{padding:9px 12px}
  .float i{width:30px;height:30px}
  .section{padding:68px 0}
  .section-head{margin-bottom:40px}
  .card,.aud,.side-card{padding:24px}
  .form-card,.contact-panel{padding:26px}
  .cta{padding:38px 24px;border-radius:24px}
  .cta .actions .btn{flex:1}
  .footer-top{grid-template-columns:1fr}
  .tl{grid-template-columns:1fr;gap:6px;padding-left:30px}
  .tl:before{left:6px}.tl:after{left:0}
  .tl time{text-align:left}
  .tl div{padding-left:0}
  .svc{padding:64px 0}
  .svc-nav{top:68px}
  .page-hero{padding:64px 0 72px}
  .page-hero p{font-size:17px}
  .tab-panel h3{font-size:24px}
}

/* Legal entity */
.ph{background:var(--orange-50);color:#b35a00;border-radius:5px;padding:1px 6px;font-weight:600;font-size:.92em}
.footer .ph{background:rgba(255,107,0,.15);color:var(--orange-300)}
.footer-legal{display:grid;grid-template-columns:1.3fr .8fr 1.4fr;gap:24px;padding:28px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.footer-legal small{display:block;font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:#61759d;margin-bottom:4px}
.footer-legal strong{color:#dfe8fa;font-weight:600;font-size:14.5px}
.co-box{display:grid;grid-template-columns:1fr 1fr;gap:16px;background:var(--pale);border:1px solid var(--line);border-radius:16px;padding:22px;margin:16px 0 20px}
.co-box small{display:block;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}
.co-box strong{color:var(--ink);font-weight:600;font-size:15px}
.legal b{color:var(--ink)}
.legal a{color:var(--orange);font-weight:600}
@media (max-width:980px){.footer-top{grid-template-columns:1fr 1fr}.footer-legal{grid-template-columns:1fr}}
@media (max-width:640px){.co-box{grid-template-columns:1fr}}

.credit{display:inline-block;margin-top:6px;font-size:13px;color:#8ea2c8}
.credit span[aria-hidden]{color:var(--orange)}
.credit strong{color:#dfe8fa;font-weight:600}

.hp{position:absolute!important;left:-10000px;width:1px;height:1px;overflow:hidden}
.btn:disabled{opacity:.7;cursor:wait;transform:none}

/* ---------- Responsive hardening ---------- */
.hero-grid>*,.split>*,.svc-grid>*,.contact-layout>*,.tab-panel>*,.faq-layout>*,.legal-layout>*,.cta>*,.grid-2>*,.grid-3>*,.grid-4>*,.bento>*{min-width:0}
.legal,.legal p,.legal li,.co-box strong{overflow-wrap:anywhere}
@media (max-width:1240px){.float-2{right:-6px}.float-1{left:-12px}}
@media (max-width:640px){
  .tab-panel{padding:20px;gap:24px;border-radius:20px}
  .panel-visual{padding:14px;min-height:0}
  .pv-row{padding:12px;gap:10px}
  .tabs{flex-wrap:nowrap;overflow-x:auto;padding-bottom:4px;scrollbar-width:none;-webkit-mask-image:linear-gradient(90deg,#000 85%,transparent);mask-image:linear-gradient(90deg,#000 85%,transparent)}
  .tabs::-webkit-scrollbar{display:none}
  .tab-btn{flex:none}
  .page-hero h1{font-size:clamp(30px,8.5vw,40px)}
  .section-head h2,.split h2{font-size:clamp(26px,7.5vw,34px)}
  .cta h2{font-size:clamp(24px,7vw,30px)}
  .check-list li{gap:12px}
  .co-box{padding:16px}
  .faq details{padding:0 16px}
  .faq summary{font-size:16px;padding:18px 0}
  .footer-bottom{flex-direction:column}
}
@media (max-width:380px){
  .container{width:calc(100% - 24px)}
  .hero h1{font-size:34px}
  .brand img{width:124px}
  .btn{padding:13px 16px;font-size:14.5px}
  .card,.aud,.side-card,.step,.form-card,.contact-panel{padding:20px}
  .mock-card{padding:14px}
  .mock-balance strong{font-size:24px}
  .float-2{right:-4px;bottom:-30px}
  .chips span{padding:7px 11px;font-size:13px}
}